San Antonio, Texas Insurance

Local San Antonio, Texas insurance coverage that fits your family & business needs, with a team that knows your name.

Home, hail, and auto insurance in San Antonio, Texas

San Antonio is home to the Alamo, the River Walk, and Joint Base San Antonio, with historic King William homes near downtown and fast-growing neighborhoods along Loop 1604.

Hail and flash flooding

San Antonio has seen some of the costliest hailstorms in Texas history, and low-water crossings can flood within minutes during heavy rain. We shop homeowners coverage, explain your wind and hail deductible, and quote flood insurance.

Military families and renters

We write renters insurance for military families at Lackland, Randolph, and Fort Sam Houston, and landlord policies for owners renting to them.

Tourism, businesses, and autos

We insure restaurants and hospitality businesses along the River Walk, and write auto insurance for drivers on I-10, I-35, and Loop 410.

Your insurance team for San Antonio, Texas

We work with San Antonio households and business owners, and also serve nearby New Braunfels, Schertz, Converse, Alamo Heights, and Helotes, along with communities across Texas.

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Bundle home, auto & umbrella.

Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.

On the road (and the water)

Daily drivers, weekend toys, and everything with a motor or a sail.

Under your roof

Owners, renters, landlords, and the place you’re still building.

Everything else that matters

The people, pets, and treasures you’d never want to replace.

Protection for every side of your business.

Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.

General Liability

Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.

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Business Owners Policy

An affordable way to bundle general liability and commercial property insurance into one policy.

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Commercial Auto

Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.

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Workers’ Compensation

Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.

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Cyber Liability

Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.

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Professional Liability

Also called E&O. Covers claims from professional errors, negligence, or malpractice.

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Commercial Property

Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.

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Builders Risk

Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.

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Don’t see your business? Tell us what you do.

Michael Urbano, founder of Elye Insurance

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.

Michael Urbano · Founder, Elye Insurance

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Your trusted insurance advisor in San Antonio, Texas providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in San Antonio, Texas.

Ready when you are.

It takes about 5 minutes, there’s no obligation, and you’ll get a real person who actually picks up the phone.