hi, we’re elye!
People first. Policies second.
Elye is an independent insurance agency in Mission Viejo, California. Since 2010 we’ve helped families and business owners protect what matters, with a lot of care, a little tech, and zero jargon.
The story so far
2010
Michael opens the doors in Mission Viejo
21
States we’re licensed and appointed in
3,956+
Families and businesses helped
15k+
Policies written (and explained)
5.0★
On Google, with 99% client satisfaction

It started with a simple idea.
In 2010, Michael Urbano opened Elye in Mission Viejo because insurance should be about people, not just policies. We take the time to learn your needs, your goals, and your story, then we design coverage that gives you real peace of mind.
Sixteen years later we’re licensed in 21 states and shop 100+ carriers, and we still build relationships first and write policies second.
“Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.”
Michael Urbano · Agency Principal
The Elye PLEDGE
Six promises we make to every client. Yes, it spells something. We’re a little proud of that.
Personal
Personal, professional service is our top commitment. You’re a neighbor, not a policy number.
Listening
We learn what you actually need, then plan ahead together, so there are no surprises later.
Efficiency
Prompt answers to every service request. Your time matters, so we don’t waste it.
Doing
We make sure you understand your coverage, in plain English, before you ever need it.
Guiding
When something goes wrong, we walk you through the claims process. You won’t go it alone.
Extraordinary
Customer service that goes beyond what you expect from an insurance agency. That’s the whole point.
Meet the crew
Real people, right here in Mission Viejo. Ask for anyone by name.
Want to join us? Explore careers →
We shop 100+ carriers so you don’t have to.
A few of the names in our corner:
5.0 ★★★★★ from 42 Google reviews
Come say hi.
Stop by the office, give us a call, or start a quote online. We’d love to meet you.









