hi, we’re elye!

People first. Policies second.

Elye is an independent insurance agency in Mission Viejo, California. Since 2010 we’ve helped families and business owners protect what matters, with a lot of care, a little tech, and zero jargon.

elye 2010

The story so far

2010

Michael opens the doors in Mission Viejo

21

States we’re licensed and appointed in

3,956+

Families and businesses helped

15k+

Policies written (and explained)

5.0★

On Google, with 99% client satisfaction

Michael Urbano, founder of Elye Insurance

It started with a simple idea.

In 2010, Michael Urbano opened Elye in Mission Viejo because insurance should be about people, not just policies. We take the time to learn your needs, your goals, and your story, then we design coverage that gives you real peace of mind.

Sixteen years later we’re licensed in 21 states and shop 100+ carriers, and we still build relationships first and write policies second.

“Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.”

Michael Urbano · Agency Principal

The Elye PLEDGE

Six promises we make to every client. Yes, it spells something. We’re a little proud of that.

Personal

Personal, professional service is our top commitment. You’re a neighbor, not a policy number.

Listening

We learn what you actually need, then plan ahead together, so there are no surprises later.

Efficiency

Prompt answers to every service request. Your time matters, so we don’t waste it.

Doing

We make sure you understand your coverage, in plain English, before you ever need it.

Guiding

When something goes wrong, we walk you through the claims process. You won’t go it alone.

Extraordinary

Customer service that goes beyond what you expect from an insurance agency. That’s the whole point.

Meet the crew

Real people, right here in Mission Viejo. Ask for anyone by name.

Want to join us? Explore careers →

We shop 100+ carriers so you don’t have to.

A few of the names in our corner:

Travelers Progressive Liberty Mutual Foremost Mercury Auto Owners + lots more

5.0 ★★★★★ from 42 Google reviews

  • Kevin Nguyen’s Avatar Kevin Nguyen ★★★★★ 5 months ago
    Kyle was fantastic to work with when helping me with both landlord insurance and umbrella insurance. He is extremely knowledgeable, professional, and really knows his stuff. He took the time to explain my coverage options clearly, answered … More all of my questions, and made sure I understood what would best fit my needs. His expertise and attention to detail gave me confidence that I was making the right decisions to protect my properties and assets. I highly recommend Kyle to anyone looking for insurance guidance from someone who is experienced, trustworthy, and genuinely helpful.
  • jason lee’s Avatar jason lee ★★★★★ 7 months ago
    I have used Elye insurance for not only my personal, but also business life. They beat everyone’s prices and always pull through with the best coverage. They are quick to answer any questions you might have regarding any insurance and are … More very knowledgeable . Since I’ve had Dillon’s number at Elye insurance my life has genuinely gotten easier and more efficient. Can’t say enough great things about this company.
  • John Laukkanen’s Avatar John Laukkanen ★★★★★ 8 months ago
    Dillon was a model of customer service! He has an amazingly positive attitude and was easy to engage. He went above and beyond to listen and find solutions for a house I was purchasing with an 18 year old roof. He was remarkably responsive … More and able to find me coverage that was hard to find elsewhere. I would highly recommend Elye Insurance.
  • Adrian Barajas’s Avatar Adrian Barajas ★★★★★ 9 months ago
    Elye Insurance has been phenomenal in every aspect- service, efficiency, and overall quality. Their team is incredibly responsive, professional, and always available to handle any questions or needs I have.I’ve been with them for about … More three years now and have zero complaints. I have both my life and auto insurance policies through them, and the experience has been seamless from day one.If you’re in the market for insurance and want a company that genuinely takes care of its clients, I highly recommend Elye Insurance. You won’t regret it!
  • Lavinia and Branden Ghazzawi’s Avatar Lavinia and Branden Ghazzawi ★★★★★ 9 months ago
    I was referred to Dillon Persinger. The person who referred me to him said he is the best and let me tell you Dillon truly is the best.If you’re looking for an insurance guy who can find you a solid policy, is incredibly responsive, kind, … More direct, helpful, responsible, and knowledgeable - just call and ask for Dillon. I plan on referring everyone I know to him. If I have future insurance needs, I will go back to him.Insurance is a tricky area so it was really important to me to find someone I could trust. Dillon at Elye Insurance is that person for me. And I’m writing this review because I fully believe he can (and will) be that person for other people too.
  • Herman Mukasa’s Avatar Herman Mukasa ★★★★★ 10 months ago
    For the time I have been with Elye Insurance as my agents, I have always received top-notch service. The staff is knowledgeable, responsive, and takes the time to explain policy details to ensure I have the best coverage. It is rare to … More find such personalized care these days. I highly recommend Elye Insurance to anyone looking for a trustworthy insurance agency.
  • Greg Reinhart’s Avatar Greg Reinhart ★★★★★ 10 months ago
    Elye Insurance rocks! Dillon is the most knowledgeable and helpful insurance agent we have ever worked with. His attention to detail and quick response to calls and emails is exceptional. In these days of policy cancellations and fewer … More options available, Dillon was still able to find us the perfect solution.
  • Denise Ganz’s Avatar Denise Ganz ★★★★★ a year ago
    I would like to give kudos to Dillon at Elye Insurance! I have worked with him on many occasions for insurance for my many homeowners associations. He always goes above and beyond and gets his clients the best insurance for the best price. … More Along with his professionalism and trustworthiness, his positivity and sense of humor can’t be beat. I highly recommend Dillon for all of your insurance needs.

Come say hi.

Stop by the office, give us a call, or start a quote online. We’d love to meet you.