
Local advise, coverage that fits, and a team that knows your name.
At Elye Insurance, insurance isn’t just about policies, it’s about people. Founded by Michael Urbano in 2010, we’re part of the Mission Viejo community, helping families, homeowners, and local businesses protect what truly matters.
We are dedicated to providing insurance solutions that not only safeguard your assets but also embrace your unique journey. Our mission is to protect your world with heart, by combining the wisdom of experience and the innovation of today's technology, all while upholding the highest standards of integrity. We believe insurance should offer more than just peace of mind; it should offer a sense of security rooted in genuine care and expertise.
With Elye Insurance, you're not just a policyholder; you're a valued member of our family. Together, we ensure that when life's unexpected moments arise, you have the support and coverage you can trust.

The numbers behind our protection.
In more ways than one, insurance is a numbers game. Elye Insurance has the experience and expertise to properly protect your business for years to come.
Years experience insuring families & businesses owners.
Customer satisfaction with all five star google reviews.
Policies written for families & business owners.

We believe in providing top-notch insurance products and services to our clients, and that requires working with the best financial institutions available.
You get an experienced, licensed local team that takes the time to understand your situation, explains your options in plain English, and is here for you when you have a question or need to file a claim.
Insurance is a relationship, not a transaction, and because we are a team, you always have knowledgeable, experienced people in your corner, thinking about how all of your coverage fits together rather than selling one policy at a time.
We will review your coverage with you, across your commercial operations, and talk through where you may have gaps. It usually starts with a short conversation, with no pressure and no commitment.
Customers come first. Insurance made simple with the Elye Insurance pledge.
Personal, professional service is my number one commitment to my customers. This means working closely with you to help you evaluate your insurance needs and offer recommendations to ensure your peace of mind regarding the risks you may face.
Listening to you to learn what your insurance needs are today and helping you plan for your future is something you can expect from me as a partner in managing the risks you face. I want you to know that I am seeking a long-term relationship and will be available to discuss possible changes to your existing insurance plans and any new coverage you may require.
Efficiency and timeliness are my goals in handling your insurance requests. If you ever need service, I or someone from my staff will promptly respond.
Doing my best to make certain that you understand your insurance coverage is important to me. I want you to know that I’m only a phone call away and I will be more than happy to answer any questions you may have.
Guiding you through the claims process with care and understanding is another service I promise to you. If you report a loss, I want you to be assured that I will help you in any way possible in the processing of your claim.
Extraordinary customer service…that’s what you deserve as a customer and that’s what I, your Agency Principal, PLEDGE to deliver!

The people who make it happen.
At Elye Insurance, we’re more than risk managers, we’re your neighbors. Our team lives, works, and raises families right here in Mission Viejo, so we understand the things that matter most to you.
For over two decades, we’ve helped local families and business owners find the right protection with genuine care and personal attention. When you call us, you’re not getting a call center, you’re getting real people who know your name, your story, and your community.













