About Us

Local advise, coverage that fits, and a team that knows your name.

At Elye Insurance, insurance isn’t just about policies, it’s about people. Founded by Michael Urbano in 2010, we’re part of the Mission Viejo community, helping families, homeowners, and local businesses protect what truly matters.

We are dedicated to providing insurance solutions that not only safeguard your assets but also embrace your unique journey. Our mission is to protect your world with heart, by combining the wisdom of experience and the innovation of today's technology, all while upholding the highest standards of integrity. We believe insurance should offer more than just peace of mind; it should offer a sense of security rooted in genuine care and expertise.

With Elye Insurance, you're not just a policyholder; you're a valued member of our family. Together, we ensure that when life's unexpected moments arise, you have the support and coverage you can trust.

Google Reviews
Michael Urbano, founder of Elye Insurance

The numbers behind our protection.

In more ways than one, insurance is a numbers game. Elye Insurance has the experience and expertise to properly protect your business for years to come.

16+

Years experience insuring families & businesses owners.

99%

Customer satisfaction with all five star google reviews.

15k+

Policies written for families & business owners.

Coterie
Progressive
Safeco Insurance
Travelers
Foremost Insurance Group
Liberty Mutual
How We Help

We believe in providing top-notch insurance products and services to our clients, and that requires working with the best financial institutions available.

You get an experienced, licensed local team that takes the time to understand your situation, explains your options in plain English, and is here for you when you have a question or need to file a claim.

Insurance is a relationship, not a transaction, and because we are a team, you always have knowledgeable, experienced people in your corner, thinking about how all of your coverage fits together rather than selling one policy at a time.

We will review your coverage with you, across your commercial operations, and talk through where you may have gaps. It usually starts with a short conversation, with no pressure and no commitment.

Customers come first. Insurance made simple with the Elye Insurance pledge.

P

Personal, professional service is my number one commitment to my customers. This means working closely with you to help you evaluate your insurance needs and offer recommendations to ensure your peace of mind regarding the risks you may face.

L

Listening to you to learn what your insurance needs are today and helping you plan for your future is something you can expect from me as a partner in managing the risks you face. I want you to know that I am seeking a long-term relationship and will be available to discuss possible changes to your existing insurance plans and any new coverage you may require.

E

Efficiency and timeliness are my goals in handling your insurance requests. If you ever need service, I or someone from my staff will promptly respond.

D

Doing my best to make certain that you understand your insurance coverage is important to me. I want you to know that I’m only a phone call away and I will be more than happy to answer any questions you may have.

G

Guiding you through the claims process with care and understanding is another service I promise to you. If you report a loss, I want you to be assured that I will help you in any way possible in the processing of your claim.

E

Extraordinary customer service…that’s what you deserve as a customer and that’s what I, your Agency Principal, PLEDGE to deliver!

Our Experts

The people who make it happen.

At Elye Insurance, we’re more than risk managers, we’re your neighbors. Our team lives, works, and raises families right here in Mission Viejo, so we understand the things that matter most to you.

For over two decades, we’ve helped local families and business owners find the right protection with genuine care and personal attention. When you call us, you’re not getting a call center, you’re getting real people who know your name, your story, and your community.

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Reviews

Don't just trust our word.
Trust theirs.

True stories from real clients who trust Elye Insurance. We proudly serve families and businesses across 19+ states, and nothing matters more to us than the words of those we’ve helped protect.

  • Kevin Nguyen’s Avatar Kevin Nguyen ★★★★★ 4 months ago
    Kyle was fantastic to work with when helping me with both landlord insurance and umbrella insurance. He is extremely knowledgeable, professional, and really knows his stuff. He took the time to explain my coverage options clearly, answered … More all of my questions, and made sure I understood what would best fit my needs. His expertise and attention to detail gave me confidence that I was making the right decisions to protect my properties and assets. I highly recommend Kyle to anyone looking for insurance guidance from someone who is experienced, trustworthy, and genuinely helpful.
  • jason lee’s Avatar jason lee ★★★★★ 6 months ago
    I have used Elye insurance for not only my personal, but also business life. They beat everyone’s prices and always pull through with the best coverage. They are quick to answer any questions you might have regarding any insurance and are … More very knowledgeable . Since I’ve had Dillon’s number at Elye insurance my life has genuinely gotten easier and more efficient. Can’t say enough great things about this company.
  • Adrian Barajas’s Avatar Adrian Barajas ★★★★★ 8 months ago
    Elye Insurance has been phenomenal in every aspect- service, efficiency, and overall quality. Their team is incredibly responsive, professional, and always available to handle any questions or needs I have.I’ve been with them for about … More three years now and have zero complaints. I have both my life and auto insurance policies through them, and the experience has been seamless from day one.If you’re in the market for insurance and want a company that genuinely takes care of its clients, I highly recommend Elye Insurance. You won’t regret it!
  • Lavinia and Branden Ghazzawi’s Avatar Lavinia and Branden Ghazzawi ★★★★★ 9 months ago
    I was referred to Dillon Persinger. The person who referred me to him said he is the best and let me tell you Dillon truly is the best.If you’re looking for an insurance guy who can find you a solid policy, is incredibly responsive, kind, … More direct, helpful, responsible, and knowledgeable - just call and ask for Dillon. I plan on referring everyone I know to him. If I have future insurance needs, I will go back to him.Insurance is a tricky area so it was really important to me to find someone I could trust. Dillon at Elye Insurance is that person for me. And I’m writing this review because I fully believe he can (and will) be that person for other people too.
  • Greg Reinhart’s Avatar Greg Reinhart ★★★★★ 9 months ago
    Elye Insurance rocks! Dillon is the most knowledgeable and helpful insurance agent we have ever worked with. His attention to detail and quick response to calls and emails is exceptional. In these days of policy cancellations and fewer … More options available, Dillon was still able to find us the perfect solution.
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Founded by Michael Urbano