
Local Georgia insurance coverage that fits your family & business needs, with a team that knows your name.
Homeowners, auto, and storm insurance across Georgia
Elye Insurance has helped families protect their homes since 2010, and we serve Georgia households and businesses from our office in Mission Viejo, California. From metro Atlanta to Savannah, Augusta, Macon, and Columbus, Georgia homes face severe storms, tornadoes, and hurricanes on the coast. We shop multiple carriers, explain your options in plain English or Spanish, and review your coverage every year.
Georgia's homeowners market
Carriers look closely at roof age and condition on every Georgia home, and coastal homes often carry a separate hurricane or wind deductible. When private carriers decline a home, the Georgia Underwriting Association serves as a last-resort option. We also cover condos, rental properties, renters, and high-value homes.
Storms, tornadoes, and flooding
Spring storms bring tornadoes, hail, and damaging wind across the state, and hurricanes can bring wind and storm surge to Savannah and the Golden Isles. Flash flooding is common in metro Atlanta during heavy rain. A standard homeowners policy does not cover flood, so we quote NFIP and private flood policies.
Auto, boat, and business coverage
Georgia requires auto liability limits of at least $25,000 per person, $50,000 per accident, and $25,000 for property damage. Heavy traffic on I-75, I-85, and I-285 makes higher limits and uninsured motorist coverage worth a look. We round out your protection with auto, boat, and umbrella coverage. For business owners, we also write business insurance, from business owners policies to commercial property, along with contractors insurance and trucking.
Where we work in Georgia
We serve Atlanta, Columbus, Augusta, Macon, Savannah, Athens, South Fulton, Sandy Springs, Roswell, Johns Creek, Warner Robins, and Albany, along with communities across the state.
The numbers behind our protection.
In more ways than one, insurance is a numbers game. Elye Insurance has the experience and expertise to properly protect your business for years to come.
Years experience insuring families & businesses owners.
Customer satisfaction with all five star google reviews.
Policies written for families & business owners.
5.0
Five stars on Google. Zero arm-twisting.
We don’t ask you to take our word for it. Here’s what our neighbors say after working with us.

Providing insurance strategies for families & business owners in Georgia.
…and all other cities, towns, and neighborhoods throughout Georgia.

We believe in providing top-notch insurance products and services to our clients, and that requires working with the best financial institutions available.
Most people collect insurance one piece at a time: a general liability policy here, an auto policy there, a business policy from someone else. We take a more holistic approach. Because we write a full book of coverage across your entire commercial insurance needs, we can look at the whole picture, see where things overlap or leave gaps, and help it all work together.
For your business life and employees, that means your business operations, your property, your employees, your vehicles, and the umbrella coverage that ties them together, along with specialty needs. For Georgia business property owners, it also means real guidance on earthquake and wildfire exposure, hurricane and flood, and the difficult market many of us are navigating.

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Georgia providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Georgia.


