Rooted in Mission Viejo. Licensed in 21 states.
Moved away? Bought a place out of state? Keep your agent. We cover friends and family from Seattle to Savannah.
5.0
Five stars on Google. Zero arm-twisting.
We don’t ask you to take our word for it. Here’s what our neighbors say after working with us.

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Protecting you, your family & all your stuff.
Your home, cars, boats, jewelry, collections, art… if you love it, we can help you insure it properly, and bundle wherever it saves you money.
Home & Auto
We look at your whole situation to find the best coverage, and help you save by bundling wherever we can.
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Life
A solid life policy helps secure your family’s finances, replace lost income, and cover long-term obligations.
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Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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