
Writing insurance in the following states.
Alabama, Arizona, California, Colorado, Georgia, Idaho, Illinois, Kansas, Massachusetts, Michigan, Nevada, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, and headquartered in Mission Viejo, CA.
We’ve built our insurance agency around understanding what you need and what’s important for your business to protect. That’s why we work with a wide range of insurance companies and products to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Give us a call: 949-550-0040

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


We craft solutions for your personal life, keeping you & your family protected.
Looking to insure your home, cars, boats, jewelry, collection, art, or anything else? We have the knowledge and expertise to keep your lifestyle properly insured.
Home & Auto
We look at your whole situation to deliver the best coverage, and help you save money by bundling coverages where possible.
Life Insurance
A sound life insurance policy can help secure your family’s financial stability, replace lost income, address long-term obligations


General Liability covers injuries that happen on your business premises or business activities that damage someone else’s property. We help you secure same day coverage.
A BOP is an affordable way for business owners to bundle general liability and commercial property insurance into one policy.
Covers vehicles used for business, such as delivery trucks or service vehicles. Includes accident liability and physical damage.
Workers’ compensation is typically mandated by law in every state. It covers medical expenses, lost wages, and rehabilitation costs for on the job injuries.
Cyber liability insurance helps pay the costs tied to data breaches, including legal fees, notification costs, and credit monitoring for impacted customers.
Also called Errors and Omissions (E&O) insurance, it covers claims stemming from professional errors, negligence, or malpractice
Protects physical assets such as the business building, inventory, furniture, equipment, and fixtures from risks like fire, theft, vandalism, and natural disasters.
Protects structures under construction against damage from fire, theft, vandalism. Also covers on-site materials, equipment, and supplies.







