
Local Kansas insurance coverage that fits your family & business needs, with a team that knows your name.
Homeowners, hail, and tornado insurance across Kansas
Elye Insurance has helped families protect their homes since 2010, and we serve Kansas households and businesses from our office in Mission Viejo, California. From Wichita and Topeka to the Kansas City suburbs, Lawrence, and Manhattan, Kansas homes sit in the heart of Tornado Alley. We shop multiple carriers, explain your options in plain English or Spanish, and review your coverage every year.
Kansas's homeowners market
Hail and wind cause a large share of claims, so carriers look closely at roof age and material on every Kansas home, and many policies carry a separate wind and hail deductible. Impact-resistant shingles can help with both availability and price. We also cover condos, rental properties, renters, and high-value homes.
Tornadoes, hail, and flooding
Spring storms bring tornadoes, large hail, and straight-line winds across the state, and heavy rain can flood homes near rivers and creeks. A standard homeowners policy does not cover flood, so we quote it separately.
Auto, boat, and business coverage
Kansas is a no-fault state. Drivers must carry at least $25,000 per person, $50,000 per accident, and $25,000 for property damage, plus personal injury protection and uninsured motorist coverage. We round out your protection with auto, boat, and umbrella coverage. For business owners, we also write business insurance, from business owners policies to commercial property, along with contractors insurance and trucking.
Where we work in Kansas
We serve Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee, Lenexa, Manhattan, Salina, Hutchinson, and Leavenworth, along with communities across the state.

The numbers behind our protection.
In more ways than one, insurance is a numbers game. Elye Insurance has the experience and expertise to properly protect your business for years to come.
Years experience insuring families & businesses owners.
Customer satisfaction with all five star google reviews.
Policies written for families & business owners.

Providing insurance strategies for families & business owners in Kansas.
…and all other cities, towns, and neighborhoods throughout Kansas.

We believe in providing top-notch insurance products and services to our clients, and that requires working with the best financial institutions available.
Most people collect insurance one piece at a time: a general liability policy here, an auto policy there, a business policy from someone else. We take a more holistic approach. Because we write a full book of coverage across your entire commercial insurance needs, we can look at the whole picture, see where things overlap or leave gaps, and help it all work together.
For your business life and employees, that means your business operations, your property, your employees, your vehicles, and the umbrella coverage that ties them together, along with specialty needs. For Kansas business property owners, it also means real guidance on earthquake and wildfire exposure, the FAIR Plan, and the difficult market many of us are navigating.


We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Kansas providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Kansas.






