California Restaurant Insurance Made Easy
Why Smart Restaurant Owners Get Insured
(and Stay Insured)?
No More Staff Injury Surprises
Slippery floors and hot kitchens = employee injuries. We help manage Workers’ Comp so claims don’t skyrocket your premiums.
Simple, Gap-Free Coverage
Confused by your policy? We explain it in plain English—and make sure you don’t overpay or leave dangerous gaps.
Serving Alcohol? You’re Covered.
One drink too many could mean a lawsuit. We make sure you’re protected with the right Liquor Liability coverage.
Slip-and-Fall Lawsuits? Handled.
When disaster forces you to shut down, Business Interruption and Equipment Coverage keep your finances stable.
Fire, Floods & Breakdown? You’re Back Fast.
Customers trip, and suddenly you’re being sued. Our General Liability protects your business and your peace of mind.
Bonus: More Coverage, Less Hassle
From food spoilage to delivery van accidents, we’ve got your kitchen covered. We even help meet landlord lease requirements.
What’s On the Menu of Protection?
General Liability
Covers customer injuries, property damage, and legal fees — the essentials your landlord (and lawyer) will thank you for.
Property Insurance
Fires, theft, broken equipment then, Life happens. We’ll help you bounce back quickly.
Workers’ Compensation
Protects your team and keeps you compliant with California law.
Liquor Liability
Serving alcohol? Make sure one bad night doesn’t cost you your business.
Business Interruption
IF you’re forced to close temporarily, this covers lost income, keeping the lights (and hope) on.
Commercial Auto
Whether it’s deliveries or catering, we protect your business on wheels.
Food Spoilage & Contamination
Power out? Walk-in fridge fail? We’ve got your lost inventory covered.
What our customers say about us
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Kyle was fantastic to work with when helping me with both landlord insurance and umbrella insurance. He is extremely knowledgeable, professional, and really knows his stuff. He took the time to explain my coverage options clearly, answered … More all of my questions, and made sure I understood what would best fit my needs. His expertise and attention to detail gave me confidence that I was making the right decisions to protect my properties and assets. I highly recommend Kyle to anyone looking for insurance guidance from someone who is experienced, trustworthy, and genuinely helpful. -
I have used Elye insurance for not only my personal, but also business life. They beat everyone’s prices and always pull through with the best coverage. They are quick to answer any questions you might have regarding any insurance and are … More very knowledgeable . Since I’ve had Dillon’s number at Elye insurance my life has genuinely gotten easier and more efficient. Can’t say enough great things about this company.
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Elye Insurance has been phenomenal in every aspect- service, efficiency, and overall quality. Their team is incredibly responsive, professional, and always available to handle any questions or needs I have.I’ve been with them for about … More three years now and have zero complaints. I have both my life and auto insurance policies through them, and the experience has been seamless from day one.If you’re in the market for insurance and want a company that genuinely takes care of its clients, I highly recommend Elye Insurance. You won’t regret it!
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I was referred to Dillon Persinger. The person who referred me to him said he is the best and let me tell you Dillon truly is the best.If you’re looking for an insurance guy who can find you a solid policy, is incredibly responsive, kind, … More direct, helpful, responsible, and knowledgeable - just call and ask for Dillon. I plan on referring everyone I know to him. If I have future insurance needs, I will go back to him.Insurance is a tricky area so it was really important to me to find someone I could trust. Dillon at Elye Insurance is that person for me. And I’m writing this review because I fully believe he can (and will) be that person for other people too.
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Elye Insurance rocks! Dillon is the most knowledgeable and helpful insurance agent we have ever worked with. His attention to detail and quick response to calls and emails is exceptional. In these days of policy cancellations and fewer … More options available, Dillon was still able to find us the perfect solution.
Why Choose Elye Insurance?
We’re a locally owned, independent insurance agency in Mission Viejo, California. For over 30 years, we’ve helped restaurant owners across Southern California protect what matters most—from family-owned diners to full-service restaurants with liquor licenses. We speak both English and Spanish, and we treat every client like family.
Neighborhood Roots
Neighborhood-owned since 1990, we’ve spent over 30 years protecting restaurants across Southern California, from family-run spots to full-service establishments.
Inclusive & Bilingual
Inclusive service in English and Spanish means your needs are heard and understood so there’s 100% clarity and 0% confusion.
Always on Your Side
As a fully independent agency, we’re always advocating for your best interest. We promote bespoke coverage with real support.
