Local Las Vegas, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and flood insurance in Las Vegas, Nevada
Las Vegas is the largest city in Nevada and the heart of Clark County. Beyond the Strip, the valley is filled with master-planned neighborhoods, stucco homes with tile roofs, and backyard pools, ringed by the Spring Mountains and Red Rock Canyon to the west.
Homeowners insurance in the desert
Extreme heat is the everyday risk here. Las Vegas hit a record 120 degrees in July 2024, and long summers are hard on roofs, air conditioning, and plumbing. Many homes are in HOAs and have pools, so liability limits matter. We shop homeowners coverage across carriers and add umbrella coverage for extra protection.
Flash floods and earthquake
Summer monsoon storms can turn streets and washes into rivers in minutes, as the July 1999 flood showed. Clark County has built an extensive system of flood channels and detention basins, but a standard home policy still does not cover flood. We quote flood insurance and earthquake insurance separately.
Autos, rideshare, and businesses
I-15, US-95, and the 215 Beltway carry heavy traffic around the clock, and many drivers work for rideshare or delivery apps. We write auto insurance, boat coverage for Lake Mead, and policies for restaurants and other local businesses.
Your insurance team for Las Vegas, Nevada
We work with Las Vegas households and business owners, and also serve nearby Henderson, North Las Vegas, Summerlin, Spring Valley, and Paradise, along with communities across Nevada.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Las Vegas, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Las Vegas, Nevada.