Local Las Vegas, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and flood insurance in Las Vegas, Nevada
Las Vegas is the largest city in Nevada and the heart of Clark County. Beyond the Strip, the valley is filled with master-planned neighborhoods, stucco homes with tile roofs, and backyard pools, ringed by the Spring Mountains and Red Rock Canyon to the west.
Homeowners insurance in the desert
Extreme heat is the everyday risk here. Las Vegas hit a record 120 degrees in July 2024, and long summers are hard on roofs, air conditioning, and plumbing. Many homes are in HOAs and have pools, so liability limits matter. We shop homeowners coverage across carriers and add umbrella coverage for extra protection.
Flash floods and earthquake
Summer monsoon storms can turn streets and washes into rivers in minutes, as the July 1999 flood showed. Clark County has built an extensive system of flood channels and detention basins, but a standard home policy still does not cover flood. We quote flood insurance and earthquake insurance separately.
Autos, rideshare, and businesses
I-15, US-95, and the 215 Beltway carry heavy traffic around the clock, and many drivers work for rideshare or delivery apps. We write auto insurance, boat coverage for Lake Mead, and policies for restaurants and other local businesses.
Your insurance team for Las Vegas, Nevada
We work with Las Vegas households and business owners, and also serve nearby Henderson, North Las Vegas, Summerlin, Spring Valley, and Paradise, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Las Vegas, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Las Vegas, Nevada.
