
Local Ann Arbor, Michigan insurance coverage that fits your family & business needs, with a team that knows your name.
Home, renters, and auto insurance in Ann Arbor, Michigan
Ann Arbor is home to the University of Michigan and Michigan Stadium, with historic neighborhoods like Burns Park and Old West Side, a lively downtown, and the Huron River.
Students and rentals
With tens of thousands of students, we write renters insurance for students and landlord policies for property owners.
Historic and high-value homes
Many Ann Arbor homes are older or high value. We shop homeowners and high-value home coverage across carriers and add water backup coverage.
Game days, businesses, and autos
We insure restaurants and businesses downtown, and write no-fault auto insurance for drivers on US-23 and I-94.
Your insurance team for Ann Arbor, Michigan
We work with Ann Arbor households and business owners, and also serve nearby Ypsilanti, Saline, Dexter, and Chelsea, along with communities across Michigan.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Ann Arbor, Michigan providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Ann Arbor, Michigan.








