Ann Arbor, Michigan Insurance

Local Ann Arbor, Michigan insurance coverage that fits your family & business needs, with a team that knows your name.

Home, renters, and auto insurance in Ann Arbor, Michigan

Ann Arbor is home to the University of Michigan and Michigan Stadium, with historic neighborhoods like Burns Park and Old West Side, a lively downtown, and the Huron River.

Students and rentals

With tens of thousands of students, we write renters insurance for students and landlord policies for property owners.

Historic and high-value homes

Many Ann Arbor homes are older or high value. We shop homeowners and high-value home coverage across carriers and add water backup coverage.

Game days, businesses, and autos

We insure restaurants and businesses downtown, and write no-fault auto insurance for drivers on US-23 and I-94.

Your insurance team for Ann Arbor, Michigan

We work with Ann Arbor households and business owners, and also serve nearby Ypsilanti, Saline, Dexter, and Chelsea, along with communities across Michigan.

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Bundle home, auto & umbrella.

Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.

On the road (and the water)

Daily drivers, weekend toys, and everything with a motor or a sail.

Under your roof

Owners, renters, landlords, and the place you’re still building.

Everything else that matters

The people, pets, and treasures you’d never want to replace.

Protection for every side of your business.

Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.

General Liability

Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.

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Business Owners Policy

An affordable way to bundle general liability and commercial property insurance into one policy.

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Commercial Auto

Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.

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Workers’ Compensation

Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.

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Cyber Liability

Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.

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Professional Liability

Also called E&O. Covers claims from professional errors, negligence, or malpractice.

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Commercial Property

Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.

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Builders Risk

Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.

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Don’t see your business? Tell us what you do.

Michael Urbano, founder of Elye Insurance

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.

Michael Urbano · Founder, Elye Insurance

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Your trusted insurance advisor in Ann Arbor, Michigan providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in Ann Arbor, Michigan.

Ready when you are.

It takes about 5 minutes, there’s no obligation, and you’ll get a real person who actually picks up the phone.