Local Kahului, Hawaii insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and business insurance in Kahului, Hawaii
Kahului is Maui's main commercial hub, home to Kahului Airport, Kahului Harbor, and the island's largest shopping centers, next to Wailuku in the central valley.
Wildfire after 2023
The August 2023 Maui wildfires, driven by strong winds and dry grass, destroyed most of Lahaina and burned in Upcountry Maui. Carriers now look closely at brush and grass near homes, and we shop homeowners coverage with that in mind.
Businesses near the harbor and airport
We insure businesses, restaurants, and contractors across central Maui, including the many contractors working on rebuilding.
Coastal flooding and renters
Homes near Kahului Harbor and the coastline can face high surf and flooding, so we quote flood insurance separately. We also write renters insurance for families who relocated after the fires.
Your insurance team for Kahului, Hawaii
We work with Kahului households and business owners, and also serve nearby Wailuku, Kihei, Paia, Pukalani, and Makawao, along with communities across Hawaii.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Kahului, Hawaii providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Kahului, Hawaii.