Local Ventura, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and coastal insurance in Ventura, California
Ventura is the seat of Ventura County, with beaches, a historic pier, and hillside neighborhoods that look out over the Pacific. Highway 101 and Highway 33 meet here, and the Ventura River runs down from Ojai to the ocean.
Wildfire risk on the hillsides
The 2017 Thomas Fire started near Santa Paula and destroyed hundreds of homes in Ventura's hillside neighborhoods. Carriers look closely at brush clearance, roof type, and distance from open land. We shop homeowners coverage across carriers and help you compare private options with the FAIR Plan.
Flood, coastal, and earthquake coverage
Homes near the Ventura River and the coast can flood in winter storms, and a standard home policy covers neither flood nor earthquake. We quote both separately.
Autos, boats, and businesses
We write auto, boat, and umbrella insurance, and we insure restaurants, shops, and other local businesses downtown and along the harbor.
Your insurance team for Ventura, California
We work with Ventura households and business owners, and also serve nearby Oxnard, Ojai, Camarillo, Santa Paula, and Port Hueneme, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Ventura, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Ventura, California.
