Local Ventura, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and coastal insurance in Ventura, California
Ventura is the seat of Ventura County, with beaches, a historic pier, and hillside neighborhoods that look out over the Pacific. Highway 101 and Highway 33 meet here, and the Ventura River runs down from Ojai to the ocean.
Wildfire risk on the hillsides
The 2017 Thomas Fire started near Santa Paula and destroyed hundreds of homes in Ventura's hillside neighborhoods. Carriers look closely at brush clearance, roof type, and distance from open land. We shop homeowners coverage across carriers and help you compare private options with the FAIR Plan.
Flood, coastal, and earthquake coverage
Homes near the Ventura River and the coast can flood in winter storms, and a standard home policy covers neither flood nor earthquake. We quote both separately.
Autos, boats, and businesses
We write auto, boat, and umbrella insurance, and we insure restaurants, shops, and other local businesses downtown and along the harbor.
Your insurance team for Ventura, California
We work with Ventura households and business owners, and also serve nearby Oxnard, Ojai, Camarillo, Santa Paula, and Port Hueneme, along with communities across California.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
Learn more
Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
Learn more
Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
Learn more
Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
Learn more
Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
Learn more
Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
Learn more
Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
Learn more
Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
Learn more
Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Ventura, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Ventura, California.