Local Temecula, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, winery, and HOA insurance in Temecula, California
Temecula sits in southwestern Riverside County along I-15, known for its Wine Country, Old Town, and hot air balloons over the valley. Master-planned neighborhoods and new construction have made it one of the fastest-growing areas in the Inland Empire.
Homeowners insurance in a growing valley
Many Temecula homes are newer and in HOAs, while rural properties and estates sit out in Wine Country. Homes near open hillsides face wildfire review from carriers. We shop homeowners coverage across carriers and write high-value home and HOA coverage.
Flood and earthquake coverage
Murrieta Creek has flooded parts of Old Temecula in heavy storms, and the Elsinore Fault runs through the valley. A standard home policy does not cover flood or earthquake, so we quote both separately.
Wineries, commuters, and businesses
We insure wineries, restaurants, event venues, and other local businesses, and we write auto insurance for commuters on I-15 toward San Diego and Riverside.
Your insurance team for Temecula, California
We work with Temecula households and business owners, and also serve nearby Murrieta, Menifee, Lake Elsinore, Wildomar, and Fallbrook, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Temecula, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Temecula, California.
