Santa Ana, California Insurance

Local Santa Ana, California insurance coverage that fits your family & business needs, with a team that knows your name.

Home, renters, and business insurance in Santa Ana, California

Santa Ana is the seat of Orange County, with a historic downtown, the Bowers Museum, and the Santa Ana Zoo. It is one of the most densely populated cities in the county, with many renters and family-owned businesses.

Homeowners insurance for older homes

Santa Ana has historic neighborhoods like French Park and Floral Park, with many homes built before 1950. Carriers ask about roofs, wiring, and plumbing on older homes. We shop homeowners coverage across carriers and explain your options in English or Spanish.

Renters and landlords

With so many renters, we write affordable renters insurance for tenants and landlord policies for property owners. Earthquake and flood coverage are separate from a standard policy, and we quote both.

Small businesses and autos

We insure restaurants, shops, contractors, and other small businesses, and we write auto insurance for drivers on I-5, the 55, and the 22.

Your insurance team for Santa Ana, California

We work with Santa Ana households and business owners, and also serve nearby Tustin, Orange, Garden Grove, Fountain Valley, and Costa Mesa, along with communities across California.

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Bundle home, auto & umbrella.

Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.

On the road (and the water)

Daily drivers, weekend toys, and everything with a motor or a sail.

Under your roof

Owners, renters, landlords, and the place you’re still building.

Everything else that matters

The people, pets, and treasures you’d never want to replace.

Protection for every side of your business.

Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.

General Liability

Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.

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Business Owners Policy

An affordable way to bundle general liability and commercial property insurance into one policy.

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Commercial Auto

Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.

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Workers’ Compensation

Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.

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Cyber Liability

Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.

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Professional Liability

Also called E&O. Covers claims from professional errors, negligence, or malpractice.

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Commercial Property

Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.

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Builders Risk

Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.

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Don’t see your business? Tell us what you do.

Michael Urbano, founder of Elye Insurance

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.

Michael Urbano · Founder, Elye Insurance

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Your trusted insurance advisor in Santa Ana, California providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in Santa Ana, California.

Ready when you are.

It takes about 5 minutes, there’s no obligation, and you’ll get a real person who actually picks up the phone.