
Local Santa Ana, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, renters, and business insurance in Santa Ana, California
Santa Ana is the seat of Orange County, with a historic downtown, the Bowers Museum, and the Santa Ana Zoo. It is one of the most densely populated cities in the county, with many renters and family-owned businesses.
Homeowners insurance for older homes
Santa Ana has historic neighborhoods like French Park and Floral Park, with many homes built before 1950. Carriers ask about roofs, wiring, and plumbing on older homes. We shop homeowners coverage across carriers and explain your options in English or Spanish.
Renters and landlords
With so many renters, we write affordable renters insurance for tenants and landlord policies for property owners. Earthquake and flood coverage are separate from a standard policy, and we quote both.
Small businesses and autos
We insure restaurants, shops, contractors, and other small businesses, and we write auto insurance for drivers on I-5, the 55, and the 22.
Your insurance team for Santa Ana, California
We work with Santa Ana households and business owners, and also serve nearby Tustin, Orange, Garden Grove, Fountain Valley, and Costa Mesa, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Santa Ana, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Santa Ana, California.








