Local Pasadena, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and high-value home insurance in Pasadena, California
Pasadena sits at the foot of the San Gabriel Mountains and is known for the Rose Bowl, the Tournament of Roses Parade, Caltech, and NASA's Jet Propulsion Laboratory. Historic Craftsman homes and tree-lined neighborhoods fill the city.
Wildfire after the Eaton Fire
In January 2025, the Eaton Fire tore through neighboring Altadena and parts of Pasadena, destroying thousands of structures. Homes near the foothills now face close scrutiny from carriers, and some homeowners have moved to the FAIR Plan. We shop homeowners coverage across carriers, compare the FAIR Plan with a difference in conditions policy, and review rebuilding costs so your limits keep up.
Historic and high-value homes
Older Craftsman and Spanish-style homes can cost more to rebuild than their size suggests. We write high-value home coverage with replacement cost features that fit older homes. Earthquake insurance is separate from a standard home policy, and many older homes benefit from a seismic retrofit.
Condos, renters, and businesses
We also write condo, renters, auto, and umbrella insurance, and we insure restaurants and local businesses in Old Pasadena and beyond.
Your insurance team for Pasadena, California
We work with Pasadena households and business owners, and also serve nearby Altadena, South Pasadena, San Marino, Arcadia, and La Cañada Flintridge, along with communities across California.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Pasadena, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Pasadena, California.