Local Pasadena, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and high-value home insurance in Pasadena, California
Pasadena sits at the foot of the San Gabriel Mountains and is known for the Rose Bowl, the Tournament of Roses Parade, Caltech, and NASA's Jet Propulsion Laboratory. Historic Craftsman homes and tree-lined neighborhoods fill the city.
Wildfire after the Eaton Fire
In January 2025, the Eaton Fire tore through neighboring Altadena and parts of Pasadena, destroying thousands of structures. Homes near the foothills now face close scrutiny from carriers, and some homeowners have moved to the FAIR Plan. We shop homeowners coverage across carriers, compare the FAIR Plan with a difference in conditions policy, and review rebuilding costs so your limits keep up.
Historic and high-value homes
Older Craftsman and Spanish-style homes can cost more to rebuild than their size suggests. We write high-value home coverage with replacement cost features that fit older homes. Earthquake insurance is separate from a standard home policy, and many older homes benefit from a seismic retrofit.
Condos, renters, and businesses
We also write condo, renters, auto, and umbrella insurance, and we insure restaurants and local businesses in Old Pasadena and beyond.
Your insurance team for Pasadena, California
We work with Pasadena households and business owners, and also serve nearby Altadena, South Pasadena, San Marino, Arcadia, and La Cañada Flintridge, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Pasadena, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Pasadena, California.
