Local Palm Springs, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, vacation rental, and flood insurance in Palm Springs, California
Palm Springs sits at the western end of the Coachella Valley beneath Mount San Jacinto. Known for its mid-century modern architecture, golf, and resorts, the city sees summer highs well above 100 degrees and many part-time residents and vacation rentals.
Homeowners and vacation rental insurance
Mid-century homes, condos, and second homes make up much of the market. Vacation rentals need a policy written for short-term rentals, not a standard homeowners policy. We write homeowners, condo, landlord, and high-value home coverage.
Flash flood and earthquake risk
In August 2023, Tropical Storm Hilary flooded streets across Palm Springs and Cathedral City, and desert washes can turn into rivers in a summer storm. The San Andreas Fault also runs through the Coachella Valley. A standard home policy does not cover flood or earthquake, so we quote both separately.
Autos, umbrella, and businesses
We write auto and umbrella insurance, and we insure restaurants, hospitality, and local businesses along Palm Canyon Drive and across the valley.
Your insurance team for Palm Springs, California
We work with Palm Springs households and business owners, and also serve nearby Cathedral City, Desert Hot Springs, Rancho Mirage, Palm Desert, and La Quinta, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Palm Springs, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Palm Springs, California.
