Local Lodi, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, farm, and winery insurance in Lodi, California
Lodi sits in northern San Joaquin County along the Mokelumne River and is known for its Zinfandel vineyards and wineries. Downtown Lodi has historic buildings and tasting rooms, and Lodi Lake Park draws families in the summer.
Homeowners insurance for older homes
Many Lodi neighborhoods date back decades, and carriers ask about roof age, wiring, and plumbing before they write a policy. We shop homeowners coverage across carriers and explain what each one needs. We also write earthquake insurance, which is separate from a standard home policy.
Flooding near the Mokelumne
Homes near the Mokelumne River and the Delta can flood in wet winters or high-release years. A standard home policy does not cover flood, so we quote flood insurance from the NFIP and private carriers.
Vineyards, wineries, and businesses
We insure vineyards and farms, tasting rooms, restaurants, and other local businesses, along with auto insurance for drivers on Highway 99 and I-5.
Your insurance team for Lodi, California
We work with Lodi households and business owners, and also serve nearby Acampo, Woodbridge, Lockeford, Galt, and Stockton, along with communities across California.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Lodi, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Lodi, California.