Local Lodi, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, farm, and winery insurance in Lodi, California
Lodi sits in northern San Joaquin County along the Mokelumne River and is known for its Zinfandel vineyards and wineries. Downtown Lodi has historic buildings and tasting rooms, and Lodi Lake Park draws families in the summer.
Homeowners insurance for older homes
Many Lodi neighborhoods date back decades, and carriers ask about roof age, wiring, and plumbing before they write a policy. We shop homeowners coverage across carriers and explain what each one needs. We also write earthquake insurance, which is separate from a standard home policy.
Flooding near the Mokelumne
Homes near the Mokelumne River and the Delta can flood in wet winters or high-release years. A standard home policy does not cover flood, so we quote flood insurance from the NFIP and private carriers.
Vineyards, wineries, and businesses
We insure vineyards and farms, tasting rooms, restaurants, and other local businesses, along with auto insurance for drivers on Highway 99 and I-5.
Your insurance team for Lodi, California
We work with Lodi households and business owners, and also serve nearby Acampo, Woodbridge, Lockeford, Galt, and Stockton, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Lodi, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Lodi, California.
