Local Huntington Beach, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, flood, and boat insurance in Huntington Beach, California
Huntington Beach, known as Surf City USA, stretches along miles of Orange County coastline. Its pier, Main Street, and the canals of Huntington Harbour draw visitors year-round, while oil operations remain part of its history.
Coastal homes and flood risk
Low-lying neighborhoods near the coast, the harbour, and the Santa Ana River can flood in storms and high tides, and a standard home policy does not cover it. We quote flood insurance from the NFIP and private carriers, along with homeowners and condo coverage.
Boats, high-value homes, and earthquake
From boats docked in Huntington Harbour to waterfront homes, we write boat and high-value home insurance. The 1933 Long Beach earthquake caused damage in Huntington Beach, and earthquake coverage is separate from a standard policy.
Autos, landlords, and businesses
We write auto, umbrella, and landlord policies, and we insure restaurants, surf shops, and other local businesses along Main Street and PCH.
Your insurance team for Huntington Beach, California
We work with Huntington Beach households and business owners, and also serve nearby Fountain Valley, Westminster, Seal Beach, Costa Mesa, and Newport Beach, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Huntington Beach, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Huntington Beach, California.
