
Local Spokane, Washington insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and auto insurance in Spokane, Washington
Spokane is the largest city in eastern Washington, set along the Spokane River and its falls, with historic homes on the South Hill and Browne's Addition.
Wildfire and wind
Fires driven by wind have burned homes on the edges of the city, and the 2023 Gray and Oregon Road fires destroyed hundreds of homes nearby. We shop homeowners coverage across carriers and help you get credit for mitigation.
Winter and older homes
Ice storms like 1996's and heavy snow bring tree damage and frozen pipes. We explain coverage for older homes and write landlord policies.
Students and autos
We write renters insurance for Gonzaga and other students, and auto insurance for drivers on I-90 and US-395.
Your insurance team for Spokane, Washington
We work with Spokane households and business owners, and also serve nearby Spokane Valley, Cheney, Airway Heights, and Mead, along with communities across Washington.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Spokane, Washington providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Spokane, Washington.








