
Local Spokane Valley, Washington insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and auto insurance in Spokane Valley, Washington
Spokane Valley sits east of Spokane along I-90 and the Spokane River, between Spokane and the Idaho line.
Wildfire and wind
Windstorms and grass fires are real risks on the edges of the valley. We shop homeowners coverage across carriers.
Winter and frozen pipes
We explain coverage for ice dams, snow load, and frozen pipes, and write landlord policies.
Commuters and businesses
We write auto insurance for I-90 commuters and insure local businesses.
Your insurance team for Spokane Valley, Washington
We work with Spokane Valley households and business owners, and also serve nearby Spokane, Liberty Lake, Millwood, and Otis Orchards, along with communities across Washington.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Spokane Valley, Washington providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Spokane Valley, Washington.








