Local Seattle, Washington insurance coverage that fits your family & business needs, with a team that knows your name.
Home, earthquake, and condo insurance in Seattle, Washington
Seattle sits between Puget Sound and Lake Washington, with Craftsman homes in Ballard and Wallingford, houseboats on Lake Union, and high-rise condos downtown.
Earthquake risk
Seattle sits above the Seattle Fault and near the Cascadia Subduction Zone, and the 2001 Nisqually earthquake damaged buildings across the city. A standard home policy does not cover earthquake, so we quote it separately, and many older homes benefit from a seismic retrofit.
Condos, renters, and high home values
High home values make it important that your dwelling limit reflects the real cost to rebuild. We write homeowners, condo, renters, and high-value home coverage.
Landslides, boats, and autos
Hillside homes can face landslide risk in wet winters, which standard policies usually exclude. We write boat insurance for the lakes and Sound and auto insurance for drivers on I-5 and SR-99.
Your insurance team for Seattle, Washington
We work with Seattle households and business owners, and also serve nearby Shoreline, Burien, Mercer Island, and Lake Forest Park, along with communities across Washington.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Seattle, Washington providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Seattle, Washington.
