
Local Kirkland, Washington insurance coverage that fits your family & business needs, with a team that knows your name.
Home, high-value home, and boat insurance in Kirkland, Washington
Kirkland sits on the east shore of Lake Washington, with a lively waterfront downtown, Juanita Beach, and tech offices including a large Google campus.
High-value and lakefront homes
We write high-value home insurance and homeowners coverage with limits that reflect real rebuilding costs.
Boats and earthquake
We write boat insurance for Lake Washington and quote earthquake insurance separately.
Families and liability
We write auto and umbrella coverage for drivers on I-405.
Your insurance team for Kirkland, Washington
We work with Kirkland households and business owners, and also serve nearby Bellevue, Redmond, Bothell, and Woodinville, along with communities across Washington.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Kirkland, Washington providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Kirkland, Washington.








