Sandy, Utah Insurance

Local Sandy, Utah insurance coverage that fits your family & business needs, with a team that knows your name.

Home, auto, and wildfire insurance in Sandy, Utah

Sandy sits in the southeast Salt Lake Valley at the mouth of Little Cottonwood Canyon, the gateway to Snowbird and Alta, with the Shops at South Town and America First Field.

Foothill homes, wildfire, and earthquake

Homes along the east bench face wildfire exposure and sit near the Wasatch Fault. We shop homeowners coverage across carriers and quote earthquake insurance separately.

Snow, frozen pipes, and canyon driving

Heavy winter snow and steep canyon roads make good coverage important. We explain coverage for ice dams and frozen pipes and write auto insurance for drivers heading up Little Cottonwood.

Families and liability

For families with teen drivers, trampolines, or rental units, we write umbrella and landlord coverage.

Your insurance team for Sandy, Utah

We work with Sandy households and business owners, and also serve nearby Draper, Midvale, Cottonwood Heights, and South Jordan, along with communities across Utah.

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Bundle home, auto & umbrella.

Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.

On the road (and the water)

Daily drivers, weekend toys, and everything with a motor or a sail.

Under your roof

Owners, renters, landlords, and the place you’re still building.

Everything else that matters

The people, pets, and treasures you’d never want to replace.

Protection for every side of your business.

Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.

General Liability

Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.

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Business Owners Policy

An affordable way to bundle general liability and commercial property insurance into one policy.

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Commercial Auto

Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.

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Workers’ Compensation

Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.

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Cyber Liability

Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.

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Professional Liability

Also called E&O. Covers claims from professional errors, negligence, or malpractice.

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Commercial Property

Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.

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Builders Risk

Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.

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Don’t see your business? Tell us what you do.

Michael Urbano, founder of Elye Insurance

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.

Michael Urbano · Founder, Elye Insurance

Meet the team →


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Your trusted insurance advisor in Sandy, Utah providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in Sandy, Utah.

Ready when you are.

It takes about 5 minutes, there’s no obligation, and you’ll get a real person who actually picks up the phone.