
Local Sandy, Utah insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and wildfire insurance in Sandy, Utah
Sandy sits in the southeast Salt Lake Valley at the mouth of Little Cottonwood Canyon, the gateway to Snowbird and Alta, with the Shops at South Town and America First Field.
Foothill homes, wildfire, and earthquake
Homes along the east bench face wildfire exposure and sit near the Wasatch Fault. We shop homeowners coverage across carriers and quote earthquake insurance separately.
Snow, frozen pipes, and canyon driving
Heavy winter snow and steep canyon roads make good coverage important. We explain coverage for ice dams and frozen pipes and write auto insurance for drivers heading up Little Cottonwood.
Families and liability
For families with teen drivers, trampolines, or rental units, we write umbrella and landlord coverage.
Your insurance team for Sandy, Utah
We work with Sandy households and business owners, and also serve nearby Draper, Midvale, Cottonwood Heights, and South Jordan, along with communities across Utah.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Sandy, Utah providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Sandy, Utah.








