
Local Orem, Utah insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and business insurance in Orem, Utah
Orem sits next to Provo in Utah Valley, home to Utah Valley University, the University Place mall, and a cluster of tech and software companies along I-15.
Homeowners insurance and earthquake
The Wasatch Fault runs along the east bench above Orem, and a standard home policy does not cover earthquake. We quote it separately and shop homeowners coverage across carriers for older homes and new construction.
Students and rental properties
UVU is one of the largest universities in Utah, so we write renters insurance for students and landlord policies for owners of basement apartments and rentals.
Tech businesses and autos
We insure software and local businesses and write auto insurance, including Utah's required personal injury protection, for drivers on I-15 and State Street.
Your insurance team for Orem, Utah
We work with Orem households and business owners, and also serve nearby Provo, Lindon, Vineyard, and Pleasant Grove, along with communities across Utah.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Orem, Utah providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Orem, Utah.








