
Local Orem, Utah insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and business insurance in Orem, Utah
Orem sits next to Provo in Utah Valley, home to Utah Valley University, the University Place mall, and a cluster of tech and software companies along I-15.
Homeowners insurance and earthquake
The Wasatch Fault runs along the east bench above Orem, and a standard home policy does not cover earthquake. We quote it separately and shop homeowners coverage across carriers for older homes and new construction.
Students and rental properties
UVU is one of the largest universities in Utah, so we write renters insurance for students and landlord policies for owners of basement apartments and rentals.
Tech businesses and autos
We insure software and local businesses and write auto insurance, including Utah's required personal injury protection, for drivers on I-15 and State Street.
Your insurance team for Orem, Utah
We work with Orem households and business owners, and also serve nearby Provo, Lindon, Vineyard, and Pleasant Grove, along with communities across Utah.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Orem, Utah providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Orem, Utah.


