
Local Lubbock, Texas insurance coverage that fits your family & business needs, with a team that knows your name.
Home, farm, and auto insurance in Lubbock, Texas
Lubbock is the hub of the South Plains, home to Texas Tech University and surrounded by some of the largest cotton-growing country in the U.S.
Hail, wind, and dust storms
Hail, high winds, and dust storms are common, and the 1970 Lubbock tornado reshaped downtown. We shop homeowners coverage and explain your wind and hail deductible.
Students and rentals
We write renters insurance for Texas Tech students and landlord policies for property owners.
Farms and trucking
We insure cotton farms and ag operations, trucking, and local businesses, plus auto insurance.
Your insurance team for Lubbock, Texas
We work with Lubbock households and business owners, and also serve nearby Wolfforth, Shallowater, Slaton, and Idalou, along with communities across Texas.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Lubbock, Texas providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Lubbock, Texas.








