Local Houston, Texas insurance coverage that fits your family & business needs, with a team that knows your name.
Home, flood, and hurricane insurance in Houston, Texas
Houston is Texas's largest city and the energy capital of the world, spread across the bayous from the Heights and Montrose to Kingwood and Clear Lake.
Flooding after Harvey
Hurricane Harvey (2017) flooded more than 100,000 Houston-area homes, many outside mapped flood zones, and storms like Beryl (2024) knocked out power for days. A standard home policy does not cover flood, so we quote NFIP and private flood insurance.
Wind, hail, and homeowners insurance
Most Houston policies carry a separate named-storm or wind and hail deductible. We shop homeowners coverage across carriers and explain what you'd pay out of pocket after a storm.
Energy, trucking, and autos
We insure contractors, trucking operations, and businesses tied to the energy and port economy, and write auto insurance for drivers on I-10, I-45, US-59, and the 610 Loop.
Your insurance team for Houston, Texas
We work with Houston households and business owners, and also serve nearby Pasadena, Pearland, Sugar Land, Katy, and Spring, along with communities across Texas.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Houston, Texas providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Houston, Texas.
