
Local El Paso, Texas insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and military family insurance in El Paso, Texas
El Paso sits on the Rio Grande across from Ciudad Juárez, at the foot of the Franklin Mountains, and is home to Fort Bliss.
Homeowners insurance in the desert
Summer monsoon storms can bring flash flooding to arroyos and streets, and hail and high winds damage roofs. We shop homeowners coverage and quote flood insurance separately, explaining options in English or Spanish.
Military families and renters
We write renters insurance for Fort Bliss families and landlord policies for owners renting to them.
Cross-border driving and businesses
Drivers who cross into Mexico need a Mexican auto policy. We write auto insurance and insure trucking and local businesses.
Your insurance team for El Paso, Texas
We work with El Paso households and business owners, and also serve nearby Socorro, Horizon City, Canutillo, and Anthony, along with communities across Texas.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in El Paso, Texas providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in El Paso, Texas.








