
Local Murfreesboro, Tennessee insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and HOA insurance in Murfreesboro, Tennessee
Murfreesboro sits at the geographic center of Tennessee, home to Middle Tennessee State University, Stones River National Battlefield, and some of the fastest-growing neighborhoods in the state.
Homeowners insurance for new homes
Many homes are newer and in HOAs, and rising building costs make it important your dwelling limit keeps up. We shop homeowners and HOA coverage across carriers.
Tornadoes and storms
Tornadoes have struck Rutherford County, including the April 2009 tornado that destroyed homes in Murfreesboro. Roof condition and wind coverage matter. Flood insurance is separate.
Students and commuters
We write renters insurance for MTSU students and auto insurance for commuters on I-24 to Nashville.
Your insurance team for Murfreesboro, Tennessee
We work with Murfreesboro households and business owners, and also serve nearby Smyrna, La Vergne, Christiana, and Lascassas, along with communities across Tennessee.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Murfreesboro, Tennessee providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Murfreesboro, Tennessee.








