Local Murfreesboro, Tennessee insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and HOA insurance in Murfreesboro, Tennessee
Murfreesboro sits at the geographic center of Tennessee, home to Middle Tennessee State University, Stones River National Battlefield, and some of the fastest-growing neighborhoods in the state.
Homeowners insurance for new homes
Many homes are newer and in HOAs, and rising building costs make it important your dwelling limit keeps up. We shop homeowners and HOA coverage across carriers.
Tornadoes and storms
Tornadoes have struck Rutherford County, including the April 2009 tornado that destroyed homes in Murfreesboro. Roof condition and wind coverage matter. Flood insurance is separate.
Students and commuters
We write renters insurance for MTSU students and auto insurance for commuters on I-24 to Nashville.
Your insurance team for Murfreesboro, Tennessee
We work with Murfreesboro households and business owners, and also serve nearby Smyrna, La Vergne, Christiana, and Lascassas, along with communities across Tennessee.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Murfreesboro, Tennessee providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Murfreesboro, Tennessee.