Local Watertown, South Dakota insurance coverage that fits your family & business needs, with a team that knows your name.
Home, boat, and auto insurance in Watertown, South Dakota
Watertown sits between Lake Kampeska and Pelican Lake in northeastern South Dakota along I-29, with the Redlin Art Center and a growing manufacturing base.
Homeowners and lake homes
We shop homeowners coverage for homes in town and on the lakes, and explain your wind and hail deductible.
Winter and spring flooding
Blizzards and frozen pipes are common winter claims, and high lake levels have flooded shoreline homes. We quote flood insurance separately.
Boats, farms, and autos
We write boat insurance for Lake Kampeska, insure farms, and write auto insurance.
Your insurance team for Watertown, South Dakota
We work with Watertown households and business owners, and also serve nearby Castlewood, Florence, Kranzburg, and Henry, along with communities across South Dakota.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Watertown, South Dakota providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Watertown, South Dakota.
