Local Sioux Falls, South Dakota insurance coverage that fits your family & business needs, with a team that knows your name.
Home, hail, and auto insurance in Sioux Falls, South Dakota
Sioux Falls is South Dakota's largest city, built around the falls of the Big Sioux River, with a growing healthcare and financial services economy.
Hail, wind, and homeowners insurance
Hail and severe storms cause many claims here, including the 2022 derecho that swept across eastern South Dakota. Many policies carry a separate wind and hail deductible. We shop homeowners coverage across carriers and explain the difference.
Winter, flooding, and autos
Blizzards and frozen pipes are common winter claims, and spring snowmelt can push the Big Sioux out of its banks. We quote flood insurance separately and write auto insurance for drivers on I-29 and I-90.
Your insurance team for Sioux Falls, South Dakota
We work with Sioux Falls households and business owners, and also serve nearby Brandon, Harrisburg, Tea, and Hartford, along with communities across South Dakota.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Sioux Falls, South Dakota providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Sioux Falls, South Dakota.
