
Local Summerville, South Carolina insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and flood insurance in Summerville, South Carolina
Summerville, the Flower Town in the Pines, is a fast-growing suburb northwest of Charleston, known for its historic district and azalea festival.
Homeowners insurance
Many homes are newer and in HOAs, while historic homes sit under tall pines. Falling trees are a common storm claim. We shop homeowners coverage across carriers.
Flood and hurricanes
Heavy rain and tropical storms can flood low areas near Sawmill Branch and the Ashley River. We quote flood insurance.
Families and commuters
We write auto and umbrella insurance for commuters on I-26.
Your insurance team for Summerville, South Carolina
We work with Summerville households and business owners, and also serve nearby Ladson, Goose Creek, Ridgeville, and Knightsville, along with communities across South Carolina.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Summerville, South Carolina providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Summerville, South Carolina.








