North Charleston, South Carolina Insurance

Local North Charleston, South Carolina insurance coverage that fits your family & business needs, with a team that knows your name.

Home, auto, and business insurance in North Charleston, South Carolina

North Charleston is home to Boeing's 787 assembly plant, Joint Base Charleston, and much of the region's port and industrial activity.

Homeowners and flooding

Low-lying neighborhoods can flood in heavy rain and storm surge. We shop homeowners coverage and quote flood insurance separately.

Military families and renters

We write renters insurance for Joint Base Charleston families and landlord policies.

Industry, trucking, and autos

We insure trucking operations, contractors, and businesses, and write auto insurance for drivers on I-26 and I-526.

Your insurance team for North Charleston, South Carolina

We work with North Charleston households and business owners, and also serve nearby Charleston, Goose Creek, Hanahan, and Ladson, along with communities across South Carolina.

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Bundle home, auto & umbrella.

Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.

On the road (and the water)

Daily drivers, weekend toys, and everything with a motor or a sail.

Under your roof

Owners, renters, landlords, and the place you’re still building.

Everything else that matters

The people, pets, and treasures you’d never want to replace.

Protection for every side of your business.

Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.

General Liability

Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.

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Business Owners Policy

An affordable way to bundle general liability and commercial property insurance into one policy.

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Commercial Auto

Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.

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Workers’ Compensation

Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.

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Cyber Liability

Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.

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Professional Liability

Also called E&O. Covers claims from professional errors, negligence, or malpractice.

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Commercial Property

Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.

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Builders Risk

Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.

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Don’t see your business? Tell us what you do.

Michael Urbano, founder of Elye Insurance

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.

Michael Urbano · Founder, Elye Insurance

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Your trusted insurance advisor in North Charleston, South Carolina providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in North Charleston, South Carolina.

Ready when you are.

It takes about 5 minutes, there’s no obligation, and you’ll get a real person who actually picks up the phone.