
Local Erie, Pennsylvania insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and boat insurance in Erie, Pennsylvania
Erie sits on Lake Erie in Pennsylvania's northwest corner, with Presque Isle State Park, a busy bayfront, and some of the heaviest lake-effect snow in the country.
Snow load and ice dams
Erie set a record with more than five feet of snow over Christmas 2017. Roof damage, ice dams, and frozen pipes are common claims. We shop homeowners coverage that responds to winter damage.
Boats and the lake
We write boat insurance for Presque Isle Bay and Lake Erie.
Students, businesses, and autos
We write renters insurance for students, insure local businesses, and write auto insurance for winter driving on I-90 and I-79.
Your insurance team for Erie, Pennsylvania
We work with Erie households and business owners, and also serve nearby Millcreek, Harborcreek, Fairview, and Lawrence Park, along with communities across Pennsylvania.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Erie, Pennsylvania providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Erie, Pennsylvania.








