
Local Winnemucca, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, ranch, and auto insurance in Winnemucca, Nevada
Winnemucca is the seat of Humboldt County, set along I-80 and the Humboldt River in north-central Nevada. Ranching, mining, and Basque heritage shape the town, which serves as a stop for travelers between Reno and Salt Lake City.
Homeowners and rural properties
From homes in town to ranches outside it, we shop homeowners coverage across carriers and write farm and ranch insurance for larger properties.
Mining and trucking
We insure contractors, trucking operations, and local businesses that serve the mines and ranches in the region.
Earthquake, flood, and autos
Northern Nevada has significant earthquake risk, and the Humboldt River can flood in big snowmelt years. A standard home policy does not cover earthquake or flood, so we quote both, along with auto insurance for long drives on I-80.
Your insurance team for Winnemucca, Nevada
We work with Winnemucca households and business owners, and also serve nearby Golconda, Paradise Valley, Orovada, Battle Mountain, and Lovelock, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Winnemucca, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Winnemucca, Nevada.








