
Local Spanish Springs, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and auto insurance in Spanish Springs, Nevada
Spanish Springs is a fast-growing community in the valley north of Sparks along the Pyramid Highway. Newer subdivisions sit next to open sagebrush hills, and Pyramid Lake lies further north.
Homeowners insurance near open land
Many Spanish Springs homes back up to open land covered in sagebrush and cheatgrass, which can burn quickly. Carriers look closely at defensible space and roof type. We shop homeowners coverage across carriers and help you get credit for mitigation steps.
Earthquake and flood coverage
Western Nevada has significant earthquake risk, and heavy storms can send water through local washes and drainages. A standard home policy does not cover earthquake or flood, so we quote both separately.
Commuters and families
Commutes on the Pyramid Highway into Sparks and Reno make good auto coverage important. We also write umbrella, boat, and business insurance.
Your insurance team for Spanish Springs, Nevada
We work with Spanish Springs households and business owners, and also serve nearby Sparks, Reno, Sun Valley, Palomino Valley, and Pyramid Lake, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Spanish Springs, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Spanish Springs, Nevada.








