Pahrump, Nevada Insurance

Local Pahrump, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.

Home, rural property, and auto insurance in Pahrump, Nevada

Pahrump is the largest town in Nye County, about an hour west of Las Vegas over Highway 160. Large lots, horse properties, manufactured homes, and private wells are common, and the town has grown quickly as people look for more space.

Rural homes and manufactured homes

Many Pahrump homes sit on acre-plus lots with wells, septic systems, barns, and outbuildings. We shop homeowners coverage across carriers, including for manufactured homes, and make sure outbuildings and equipment are covered.

Horses, hobby farms, and liability

For horse properties and small farms, we write farm and ranch coverage and umbrella insurance, since liability can be a bigger risk than property.

Flash floods, autos, and businesses

Desert washes can flood in summer storms, and a standard home policy does not cover flood or earthquake. We also write auto insurance for the long drive on Highway 160 and insure local businesses.

Your insurance team for Pahrump, Nevada

We work with Pahrump households and business owners, and also serve nearby Amargosa Valley, Beatty, Sandy Valley, Mountain Springs, and Tonopah, along with communities across Nevada.

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Bundle home, auto & umbrella.

Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.

On the road (and the water)

Daily drivers, weekend toys, and everything with a motor or a sail.

Under your roof

Owners, renters, landlords, and the place you’re still building.

Everything else that matters

The people, pets, and treasures you’d never want to replace.

Protection for every side of your business.

Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.

General Liability

Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.

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Business Owners Policy

An affordable way to bundle general liability and commercial property insurance into one policy.

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Commercial Auto

Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.

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Workers’ Compensation

Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.

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Cyber Liability

Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.

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Professional Liability

Also called E&O. Covers claims from professional errors, negligence, or malpractice.

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Commercial Property

Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.

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Builders Risk

Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.

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Don’t see your business? Tell us what you do.

Michael Urbano, founder of Elye Insurance

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.

Michael Urbano · Founder, Elye Insurance

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Your trusted insurance advisor in Pahrump, Nevada providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in Pahrump, Nevada.

Ready when you are.

It takes about 5 minutes, there’s no obligation, and you’ll get a real person who actually picks up the phone.