
Local Pahrump, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, rural property, and auto insurance in Pahrump, Nevada
Pahrump is the largest town in Nye County, about an hour west of Las Vegas over Highway 160. Large lots, horse properties, manufactured homes, and private wells are common, and the town has grown quickly as people look for more space.
Rural homes and manufactured homes
Many Pahrump homes sit on acre-plus lots with wells, septic systems, barns, and outbuildings. We shop homeowners coverage across carriers, including for manufactured homes, and make sure outbuildings and equipment are covered.
Horses, hobby farms, and liability
For horse properties and small farms, we write farm and ranch coverage and umbrella insurance, since liability can be a bigger risk than property.
Flash floods, autos, and businesses
Desert washes can flood in summer storms, and a standard home policy does not cover flood or earthquake. We also write auto insurance for the long drive on Highway 160 and insure local businesses.
Your insurance team for Pahrump, Nevada
We work with Pahrump households and business owners, and also serve nearby Amargosa Valley, Beatty, Sandy Valley, Mountain Springs, and Tonopah, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Pahrump, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Pahrump, Nevada.








