
Local Minden, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, ranch, and wildfire insurance in Minden, Nevada
Minden is the seat of Douglas County, set in the Carson Valley beneath the Sierra Nevada. Ranches, the Minden-Tahoe Airport, and a historic downtown sit along US-395, with Lake Tahoe just over Kingsbury Grade.
Homeowners and ranch insurance
The Carson Valley mixes subdivisions with working ranches and horse properties. We shop homeowners coverage across carriers and write farm and ranch insurance for larger properties.
Wildfire along the Sierra front
Homes in the foothills on the west side of the valley face wildfire risk, and carriers look closely at defensible space and roof type. We help you compare carriers and get credit for mitigation steps. We also write high-value home coverage for larger homes.
Flood, earthquake, and autos
The Carson River flooded much of the valley in January 1997, and the region has significant earthquake risk. A standard home policy does not cover flood or earthquake, so we quote both separately, along with auto insurance.
Your insurance team for Minden, Nevada
We work with Minden households and business owners, and also serve nearby Gardnerville, Genoa, Johnson Lane, Stateline, and Carson City, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Minden, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Minden, Nevada.








