Local Incline Village, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and high-value home insurance in Incline Village, Nevada
Incline Village sits on the north shore of Lake Tahoe, surrounded by forest and mountain views. Many homes are high-value primary residences or second homes, and the area draws skiers at Diamond Peak and boaters on the lake.
Wildfire risk in the Tahoe Basin
Fires such as the 2007 Angora Fire and the 2021 Caldor Fire showed how quickly wildfire can reach Tahoe communities. Carriers look closely at defensible space, roof type, and access. We shop homeowners coverage across carriers and write high-value home insurance for larger homes.
Snow load, second homes, and rentals
Heavy winter snow can damage roofs and decks, and homes that sit empty part of the year need the right coverage. We write landlord policies for vacation rentals and condo coverage for lake condos.
Boats, autos, and umbrella
We write boat insurance for Lake Tahoe, auto insurance for mountain driving, and umbrella coverage for added protection. Earthquake and flood insurance are separate from a standard policy.
Your insurance team for Incline Village, Nevada
We work with Incline Village households and business owners, and also serve nearby Crystal Bay, Kings Beach, Glenbrook, Zephyr Cove, and Stateline, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Incline Village, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Incline Village, Nevada.
