Local Incline Village, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and high-value home insurance in Incline Village, Nevada
Incline Village sits on the north shore of Lake Tahoe, surrounded by forest and mountain views. Many homes are high-value primary residences or second homes, and the area draws skiers at Diamond Peak and boaters on the lake.
Wildfire risk in the Tahoe Basin
Fires such as the 2007 Angora Fire and the 2021 Caldor Fire showed how quickly wildfire can reach Tahoe communities. Carriers look closely at defensible space, roof type, and access. We shop homeowners coverage across carriers and write high-value home insurance for larger homes.
Snow load, second homes, and rentals
Heavy winter snow can damage roofs and decks, and homes that sit empty part of the year need the right coverage. We write landlord policies for vacation rentals and condo coverage for lake condos.
Boats, autos, and umbrella
We write boat insurance for Lake Tahoe, auto insurance for mountain driving, and umbrella coverage for added protection. Earthquake and flood insurance are separate from a standard policy.
Your insurance team for Incline Village, Nevada
We work with Incline Village households and business owners, and also serve nearby Crystal Bay, Kings Beach, Glenbrook, Zephyr Cove, and Stateline, along with communities across Nevada.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Incline Village, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Incline Village, Nevada.