Local Gardnerville, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, ranch, and flood insurance in Gardnerville, Nevada
Gardnerville sits next to Minden in the Carson Valley, with Basque heritage, historic ranches, and the Gardnerville Ranchos neighborhoods to the south. US-395 runs through town toward Carson City and the Eastern Sierra.
Homeowners insurance
From historic homes downtown to the Gardnerville Ranchos and newer subdivisions, we shop homeowners coverage across carriers. We also write landlord policies for rental owners.
Ranches and rural properties
For ranches, horse properties, and hobby farms, we write farm and ranch coverage that covers barns, equipment, and livestock, along with umbrella insurance.
Flood, wildfire, and earthquake
The Carson River can flood the valley floor in big storms and snowmelt, foothill homes face wildfire risk, and western Nevada has significant earthquake risk. A standard home policy does not cover flood or earthquake, so we quote both.
Your insurance team for Gardnerville, Nevada
We work with Gardnerville households and business owners, and also serve nearby Minden, Genoa, Topaz Lake, Johnson Lane, and Carson City, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Gardnerville, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Gardnerville, Nevada.
