Local Fernley, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, flood, and auto insurance in Fernley, Nevada
Fernley sits along I-80 in Lyon County, about 30 miles east of Reno. Affordable homes and quick access to the Tahoe-Reno Industrial Center have made it one of the fastest-growing towns in northern Nevada.
Flood risk from the Truckee Canal
In January 2008, a breach in the Truckee Canal flooded hundreds of homes in Fernley. Many of those homeowners did not have flood insurance, because a standard home policy does not cover it. We quote flood insurance for homes in and out of mapped zones.
Homeowners insurance
Much of Fernley is newer construction, with older homes and larger lots on the edges of town. We shop homeowners coverage across carriers, and we quote earthquake insurance, which is also separate from a standard policy.
Commuters, trucking, and businesses
Commutes on I-80 to Reno and the industrial center shape auto insurance needs. We also insure trucking operations, contractors, and local businesses.
Your insurance team for Fernley, Nevada
We work with Fernley households and business owners, and also serve nearby Wadsworth, Fallon, Dayton, Silver Springs, and Sparks, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Fernley, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Fernley, Nevada.
