
Local Fallon, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, farm, and military family insurance in Fallon, Nevada
Fallon is the seat of Churchill County and home to Naval Air Station Fallon, where the Navy's Fighter Weapons School, known as Top Gun, has been based since 1996. Irrigated farms around town grow alfalfa and the famous Hearts O' Gold cantaloupes.
Homeowners and renters insurance
We shop homeowners coverage across carriers for homes in town and on rural lots, and write renters insurance for military families and landlord policies for rental owners.
Farms and ranches
We write farm and ranch insurance for irrigated farms, hay operations, and livestock, plus ag trucking coverage.
Earthquake, flood, and autos
The 1954 Fallon-Stillwater and Dixie Valley earthquakes struck nearby, and irrigation canals and the Carson River can flood in wet years. A standard home policy does not cover earthquake or flood, so we quote both, along with auto insurance for drivers on US-50.
Your insurance team for Fallon, Nevada
We work with Fallon households and business owners, and also serve nearby Fernley, Hazen, Stillwater, Silver Springs, and Lovelock, along with communities across Nevada.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Fallon, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Fallon, Nevada.


