
Local Fallon, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, farm, and military family insurance in Fallon, Nevada
Fallon is the seat of Churchill County and home to Naval Air Station Fallon, where the Navy's Fighter Weapons School, known as Top Gun, has been based since 1996. Irrigated farms around town grow alfalfa and the famous Hearts O' Gold cantaloupes.
Homeowners and renters insurance
We shop homeowners coverage across carriers for homes in town and on rural lots, and write renters insurance for military families and landlord policies for rental owners.
Farms and ranches
We write farm and ranch insurance for irrigated farms, hay operations, and livestock, plus ag trucking coverage.
Earthquake, flood, and autos
The 1954 Fallon-Stillwater and Dixie Valley earthquakes struck nearby, and irrigation canals and the Carson River can flood in wet years. A standard home policy does not cover earthquake or flood, so we quote both, along with auto insurance for drivers on US-50.
Your insurance team for Fallon, Nevada
We work with Fallon households and business owners, and also serve nearby Fernley, Hazen, Stillwater, Silver Springs, and Lovelock, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Fallon, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Fallon, Nevada.








