Local Elko, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and mining contractor insurance in Elko, Nevada
Elko is the hub of northeastern Nevada, sitting along I-80 near the Ruby Mountains. Gold mining along the Carlin Trend drives the local economy, and the city is known for the National Cowboy Poetry Gathering and its Basque heritage.
Homeowners insurance in a cold climate
Long, cold winters bring frozen pipes, snow load, and ice dams. We shop homeowners coverage across carriers for homes in Elko and Spring Creek, and write landlord policies for the many rental homes that serve mine workers.
Earthquake and wildfire
The 2008 Wells earthquake, a magnitude 6.0, damaged buildings in Elko County, and rangeland fires burn across the region most summers. A standard home policy does not cover earthquake, so we quote it separately.
Mining, trucking, and autos
We insure contractors and trucking operations serving the mines, plus local businesses. Long drives on I-80 and rural highways, often with wildlife on the road, make good auto coverage important.
Your insurance team for Elko, Nevada
We work with Elko households and business owners, and also serve nearby Spring Creek, Carlin, Wells, Lamoille, and Jackpot, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Elko, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Elko, Nevada.
