Local Dayton, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and rural property insurance in Dayton, Nevada
Dayton is one of Nevada's oldest settlements, on the Carson River in Lyon County along US-50. Its historic district dates to the Comstock era, while newer subdivisions have brought steady growth between Carson City and Virginia City.
Homeowners and rural properties
Dayton has historic homes, newer subdivisions, and rural properties with horses and outbuildings. We shop homeowners coverage across carriers and write farm and ranch coverage for larger properties.
Carson River flooding and earthquake
Homes near the Carson River can flood in heavy storms and snowmelt, and western Nevada has significant earthquake risk. A standard home policy does not cover flood or earthquake, so we quote both separately.
Commuters and businesses
Many residents commute on US-50 to Carson City or on USA Parkway to the Tahoe-Reno Industrial Center. We write auto insurance and insure local businesses and contractors.
Your insurance team for Dayton, Nevada
We work with Dayton households and business owners, and also serve nearby Carson City, Virginia City, Mound House, Stagecoach, and Silver Springs, along with communities across Nevada.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Dayton, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Dayton, Nevada.