
Local Dayton, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and rural property insurance in Dayton, Nevada
Dayton is one of Nevada's oldest settlements, on the Carson River in Lyon County along US-50. Its historic district dates to the Comstock era, while newer subdivisions have brought steady growth between Carson City and Virginia City.
Homeowners and rural properties
Dayton has historic homes, newer subdivisions, and rural properties with horses and outbuildings. We shop homeowners coverage across carriers and write farm and ranch coverage for larger properties.
Carson River flooding and earthquake
Homes near the Carson River can flood in heavy storms and snowmelt, and western Nevada has significant earthquake risk. A standard home policy does not cover flood or earthquake, so we quote both separately.
Commuters and businesses
Many residents commute on US-50 to Carson City or on USA Parkway to the Tahoe-Reno Industrial Center. We write auto insurance and insure local businesses and contractors.
Your insurance team for Dayton, Nevada
We work with Dayton households and business owners, and also serve nearby Carson City, Virginia City, Mound House, Stagecoach, and Silver Springs, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Dayton, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Dayton, Nevada.








