Local Carson City, Nevada insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and earthquake insurance in Carson City, Nevada
Carson City is Nevada's capital, sitting in the Eagle Valley at the foot of the Carson Range. The State Capitol, historic homes on the west side, and quick access to Lake Tahoe give it a small-town feel with big-city amenities nearby.
Wildfire on the west side
The 2004 Waterfall Fire destroyed homes on Carson City's west side, and neighborhoods along the Sierra front still face wildfire risk. Carriers look closely at defensible space and roof type. We shop homeowners coverage across carriers and help you get credit for mitigation.
Earthquake and flood coverage
Carson City sits in one of the most seismically active parts of Nevada, and the Carson River and local creeks can flood in heavy storms and snowmelt. A standard home policy does not cover earthquake or flood, so we quote both separately.
Autos, government workers, and businesses
We write auto and umbrella insurance for families and commuters on I-580 and US-50, and we insure local businesses and contractors.
Your insurance team for Carson City, Nevada
We work with Carson City households and business owners, and also serve nearby Dayton, Minden, Gardnerville, Washoe Valley, and Stateline, along with communities across Nevada.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Carson City, Nevada providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Carson City, Nevada.
