Local Detroit, Michigan insurance coverage that fits your family & business needs, with a team that knows your name.
Home, no-fault auto, and renters insurance in Detroit, Michigan
Detroit is Michigan's largest city, the Motor City, with historic neighborhoods like Boston-Edison, Indian Village, and Corktown, and a revitalized downtown and riverfront.
Older homes and basement flooding
Many Detroit homes are a century old, and heavy rains in 2014 and 2021 flooded thousands of basements. We shop homeowners coverage across carriers and add water backup coverage. We also write landlord policies.
No-fault auto insurance
Michigan's no-fault system lets you choose your PIP level. We explain the options and compare carriers to find affordable auto insurance that still protects you.
Your insurance team for Detroit, Michigan
We work with Detroit households and business owners, and also serve nearby Dearborn, Hamtramck, Highland Park, Grosse Pointe, and Southfield, along with communities across Michigan.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Detroit, Michigan providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Detroit, Michigan.