
Local Worcester, Massachusetts insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and landlord insurance in Worcester, Massachusetts
Worcester is New England's second-largest city, home to several colleges, the Polar Park ballpark, and more classic triple-decker homes than almost anywhere in the region.
Triple-deckers and older homes
We write landlord policies for triple-deckers and owner-occupied multi-families, and shop homeowners coverage for older single-family homes.
Snow, ice dams, and frozen pipes
Central Massachusetts winters bring heavy snow and ice dams. The 1953 Worcester tornado is a reminder that severe storms reach here too. We explain how your policy responds to winter damage.
Students and autos
We write renters insurance for students at WPI, Clark, and Holy Cross, and auto insurance for drivers on I-290 and the Mass Pike.
Your insurance team for Worcester, Massachusetts
We work with Worcester households and business owners, and also serve nearby Shrewsbury, Auburn, Holden, and Leicester, along with communities across Massachusetts.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Worcester, Massachusetts providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Worcester, Massachusetts.








