
Local Lowell, Massachusetts insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and landlord insurance in Lowell, Massachusetts
Lowell sits on the Merrimack River, birthplace of the American industrial revolution, with historic mill buildings, Lowell National Historical Park, and UMass Lowell.
Older homes and multi-families
We shop homeowners and landlord coverage for older homes and multi-families, and explain options in English or Spanish.
River flooding
The Merrimack and Concord Rivers flooded parts of the area in 2006 and 2007. We quote flood insurance separately.
Students and autos
We write renters insurance for UMass Lowell students and auto insurance for drivers on Route 3 and I-495.
Your insurance team for Lowell, Massachusetts
We work with Lowell households and business owners, and also serve nearby Chelmsford, Dracut, Tewksbury, and Billerica, along with communities across Massachusetts.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Lowell, Massachusetts providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Lowell, Massachusetts.








