
Local Post Falls, Idaho insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and boat insurance in Post Falls, Idaho
Post Falls sits on the Spokane River between Coeur d'Alene and Spokane, Washington, and has grown quickly with new neighborhoods along I-90.
Homeowners insurance
Many Post Falls homes are newer, and heavy winter snow and summer wildfire smoke are part of life here. We shop homeowners coverage across carriers.
Commuters, boats, and autos
Many residents commute to Spokane on I-90. We write auto and boat insurance for the Spokane River and nearby lakes.
Your insurance team for Post Falls, Idaho
We work with Post Falls households and business owners, and also serve nearby Coeur d'Alene, Rathdrum, Hauser, and Spokane Valley, along with communities across Idaho.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Post Falls, Idaho providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Post Falls, Idaho.


