
Local Coeur d’Alene, Idaho insurance coverage that fits your family & business needs, with a team that knows your name.
Home, boat, and wildfire insurance in Coeur d’Alene, Idaho
Coeur d'Alene sits on the north shore of Lake Coeur d'Alene in the Idaho Panhandle, known for its resort, floating golf green, and forested neighborhoods.
Wildfire and snow load
Many homes sit near forested hillsides, and carriers look closely at defensible space. Heavy winter snow can damage roofs. We shop homeowners coverage and write high-value home insurance for lake homes.
Boats, vacation rentals, and autos
We write boat insurance for the lake, landlord policies for vacation rentals, and auto insurance for drivers on I-90.
Your insurance team for Coeur d’Alene, Idaho
We work with Coeur d'Alene households and business owners, and also serve nearby Post Falls, Hayden, Rathdrum, and Dalton Gardens, along with communities across Idaho.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Coeur d’Alene, Idaho providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Coeur d’Alene, Idaho.








