Kihei, Hawaii Insurance

Local Kihei, Hawaii insurance coverage that fits your family & business needs, with a team that knows your name.

Condo, wildfire, and landlord insurance in Kihei, Hawaii

Kihei runs along South Maui's sunny leeward coast, with miles of beaches, oceanfront condo complexes, and neighborhoods climbing toward Haleakala.

Condo complexes and vacation rentals

Kihei has many oceanfront condo complexes, and Maui County has moved to limit short-term rentals in some of them. We write condo unit-owner coverage and rental policies that match how you actually use your unit.

Dry grass and wildfire

Kihei's dry leeward climate and nearby grassland carry wildfire risk, and a brush fire near Kihei forced evacuations in August 2023. We shop homeowners coverage with carriers that write in South Maui.

Shoreline flooding and boats

Low-lying coastal streets face high surf and storm flooding, so we quote flood insurance separately. We also insure boats launched at Kihei Boat Ramp.

Your insurance team for Kihei, Hawaii

We work with Kihei households and business owners, and also serve nearby Wailea, Makena, Maalaea, Kahului, and Wailuku, along with communities across Hawaii.

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Bundle home, auto & umbrella.

Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.

On the road (and the water)

Daily drivers, weekend toys, and everything with a motor or a sail.

Under your roof

Owners, renters, landlords, and the place you’re still building.

Everything else that matters

The people, pets, and treasures you’d never want to replace.

Protection for every side of your business.

Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.

General Liability

Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.

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Business Owners Policy

An affordable way to bundle general liability and commercial property insurance into one policy.

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Commercial Auto

Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.

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Workers’ Compensation

Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.

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Cyber Liability

Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.

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Professional Liability

Also called E&O. Covers claims from professional errors, negligence, or malpractice.

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Commercial Property

Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.

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Builders Risk

Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.

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Don’t see your business? Tell us what you do.

Michael Urbano, founder of Elye Insurance

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.

Michael Urbano · Founder, Elye Insurance

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Your trusted insurance advisor in Kihei, Hawaii providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in Kihei, Hawaii.

Ready when you are.

It takes about 5 minutes, there’s no obligation, and you’ll get a real person who actually picks up the phone.