Local Kailua-Kona, Hawaii insurance coverage that fits your family & business needs, with a team that knows your name.
Home, lava zone, and boat insurance in Kailua-Kona, Hawaii
Kailua-Kona is the hub of the Big Island's sunny west side, set on the slopes of Hualalai volcano and famous for Kona coffee, Alii Drive, and the Ironman World Championship.
Hualalai and lava zones
Hualalai last erupted in 1801 and is considered active, and parts of the Kona coast sit in higher lava hazard zones. We check how your lava zone affects coverage and compare private carriers with HPIA when needed for your homeowners policy.
Vacation homes and condos
Many Kona properties are second homes or rentals. We write condo coverage, rental policies, and high-value home insurance for oceanfront properties.
Fishing boats and the harbor
Kona is known for sportfishing out of Honokohau Harbor. We write boat insurance for charter and private boats, plus business coverage for coffee farms and shops.
Your insurance team for Kailua-Kona, Hawaii
We work with Kailua-Kona households and business owners, and also serve nearby Holualoa, Kealakekua, Captain Cook, Waikoloa, and Kalaoa, along with communities across Hawaii.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Kailua-Kona, Hawaii providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Kailua-Kona, Hawaii.