Tallahassee, Florida Insurance

Local Tallahassee, Florida insurance coverage that fits your family & business needs, with a team that knows your name.

Home, wind, and renters insurance in Tallahassee, Florida

Tallahassee is Florida's capital, set among rolling hills and live oak canopy roads in the Panhandle. Florida State University and Florida A&M University bring tens of thousands of students to the city.

Trees, tornadoes, and hurricanes

Hurricane Hermine (2016) and Hurricane Michael (2018) knocked down trees and power across the city, and tornadoes struck Tallahassee in May 2024. We review how your homeowners policy handles fallen trees, roof damage, and wind deductibles.

Student rentals near campus

Neighborhoods around FSU and FAMU are full of student rentals. We write renters insurance for students and landlord policies for owners renting to them.

State workers and commuters

We write auto insurance for drivers on I-10 and Capital Circle, and quote flood insurance for homes near Lake Jackson and low-lying creeks.

Your insurance team for Tallahassee, Florida

We work with Tallahassee households and business owners, and also serve nearby Crawfordville, Quincy, Havana, Monticello, and Wakulla Springs, along with communities across Florida.

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Bundle home, auto & umbrella.

Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.

On the road (and the water)

Daily drivers, weekend toys, and everything with a motor or a sail.

Under your roof

Owners, renters, landlords, and the place you’re still building.

Everything else that matters

The people, pets, and treasures you’d never want to replace.

Protection for every side of your business.

Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.

General Liability

Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.

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Business Owners Policy

An affordable way to bundle general liability and commercial property insurance into one policy.

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Commercial Auto

Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.

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Workers’ Compensation

Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.

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Cyber Liability

Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.

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Professional Liability

Also called E&O. Covers claims from professional errors, negligence, or malpractice.

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Commercial Property

Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.

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Builders Risk

Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.

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Don’t see your business? Tell us what you do.

Michael Urbano, founder of Elye Insurance

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.

Michael Urbano · Founder, Elye Insurance

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Your trusted insurance advisor in Tallahassee, Florida providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in Tallahassee, Florida.

Ready when you are.

It takes about 5 minutes, there’s no obligation, and you’ll get a real person who actually picks up the phone.